Big changes are hitting UPI! Starting October 15, business transactions over ₹2,000 face a 0.4% MDR fee.

Trying to dodge this by splitting a ₹10,000 bill into five smaller payments? It’s a risky loophole that could trigger scrutiny.

Remember, standard peer-to-peer and RuPay transactions remain free. Stay smart, keep your digital wallet optimized, and don't get caught in the new merchant fee crossfire!